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Uninsured Driver Claims


by pip-admin

Being involved in a motor accident is bad enough but what do would you do if you found out that the driver who caused it had no insurance?

One in every twenty-five cars on the road has no insurance according to the AA.

Driving a vehicle uninsured carries a fixed penalty of £300 and six points on your license. If you end up in court you face a fine of up to £5,000 and a driving ban.

Since 2005 the police have the power to seize your vehicle and even have it destroyed, on average 500 cars are seized every day and 150 of those vehicles will end up crushed.

So what can you do if you are hit by an uninsured driver?

What if that driver runs away and is never traced?

The Motor Insurer’s Bureau offers compensation for damage and injury where the offending driver is uninsured, but did you know you can also claim against them for loss of a no-claims bonus or excesses charged by your own insurer.

Under the Continuous Insurance Enforcement regulations introduced in 2011, it’s actually an offence to have an uninsured vehicle – even if you’re not driving it.

Unused and uninsured vehicles must be declared to the DVLA, via means of a Statutory Off Road Notice (SORN). If you don’t you can be fined £100, have your vehicle clamped, seized and crushed, and even face a fine of up to £1000.

Making a Claim

If you are unlucky enough to have been involved in an accident with an uninsured driver, you must talk to a qualified solicitor as soon as possible. You may well be entitled to compensation for your injuries and losses.

Personal Injury Practice can help you make a claim; our team of specially trained solicitors have a great success history in this type of claim and an abundance of experience.

Don’t suffer in silence contact PIP Law today and start your Claim.

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Uninsured Driver Claims